• Stack of cash secured with chain and security padlock – illustration of asset protection strategies

    Asset Protection in California: How to Build a Bulletproof LLC and Trust Structure for Privacy and Liability Shield

    Protect your assets in California with LLCs, Wyoming holding companies, and trusts. Learn how to stay anonymous, avoid lawsuits, and secure your wealth. Why Asset Protection Matters in California California is one of the most litigious states in the country. If you own property, operate a business, or invest in real estate, your personal assets…

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  • Attorney holding eviction order document – unlawful detainer action in California

    Unlawful Detainer Action aka EVICTION

    Whether you’re a landlord or a tenant, the truth of the matter is, EVICTIONS suck! UNLAWFUL DETAINER ACTION In California, the eviction process is referred to as an unlawful detainer action, or UDA for short. This is the process a landlord must take in order to lawfully retake possession of their property. Basically, the days…

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  • Happy family playing at home – estate planning protects your family's future

    ESTATE PLANNING 101: What is it, and is it right for you?

    The MAIN beneficiary of your Estate Plan, is your FAMILY. If you asked me 20-YEARS AGO about Estate Planning, I would have looked at you with a BLANK FACE. Fast-forward twenty-years, and I’m an estate planning attorney. Contrary to popular opinion, Estate Planning is not just a fancy word lawyers made up to add to…

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  • Illustration of hand holding toolbox – transfer on death deed as an estate planning tool

    Transfer on Death Deed (TOD)

    Have you ever been told that there is “more than one way to skin a cat?” Well, it turns out that this saying is actually true, as least when it comes to probate, and more specifically, how to avoid it. Probate is when your loved one dies without a trust and/or has a will and…

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  • Two gold wedding rings resting on a prenuptial agreement document – prenup basics for couples

    PRENUPS: WHY YOU SHOULD CONSIDER ONE

    Before I begin, I know I’m going to get FLAK for this blog. But that’s alright, as an attorney, getting flak comes with the job, and I’m good with that. Because at the end of the day, if some of you walk away from this blog a little more informed about PRENUPS, how they work,…

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  • Person in business attire holding a notebook that reads Chapter 7 Bankruptcy

    CHAPTER 7 BANKRUPTCY: Cost and benefit

    “Life can feel like going up shit creek without a PADDLE!” -My younger self. Contrary to the foregoing, filing Chapter 7 Bankruptcy is not the worst thing in the world. In fact, it’s not even that bad. “But wait,” “Ruben-Have you lost your mind!? -Bankruptcy, not that bad, “What’s the Catch?” No catch! Just FACTS.…

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  • School lockers with F grade and text overlay – 5 things you don't want to hear about estate planning

    SCHOOL OF HARD KNOCKS: Estate Planning

    “5-THINGS YOU DON’T WANT TO HEAR ABOUT ESTATE PLANNING” READER WARNING: IF YOU ARE EASILY OFFENDED, OPEN-MINDED BUT ONLY WHEN IT ALIGNS WITH YOUR OPINION, AN IDEOLOGUE BUT NOT A GOOD ONE, OR THINK BAMBI’S MOM (SPOILER ALERT) SHOULDN’T HAVE BEEN KILLED IN DISNEY’S CULT CLASSIC MOVIE ABOUT LOSS AND NEW BEGINNINGS, THEN YOU SHOULD…

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  • Cartoon illustration of two suited figures screaming at each other – illustration of conflict and the need to avoid court

    3-WAYS TO AVOID COURT: Small Claims, Demand Letter, etc

    Is court a necessary evil? Maybe. But does that mean we have to like it?–Absolutely not! INTRO I have yet to meet someone that absolutely revels in the idea of a contentious no-holds-barred court battle! But Ruben, you’re probably muttering, I’ve watched live court TV, read newspapers, and have even watched My Cousin Vinny (great…

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